31 | Numbers Never Lie: Economic Empowerment Through Accounting and Youtube | Annie Margarita Yang


Meet Annie, a resilient woman who spent years toiling in low-paying jobs, struggling to make ends meet. Despite lacking formal accounting education, Sarah’s determination led her to pivot her career towards accountancy. Through self-study and dedication, she mastered the intricacies of financial management, transforming her life and finances. Sarah’s journey didn’t stop there; she leveraged her newfound expertise to become a YouTube sensation, sharing practical tips on saving money and achieving financial independence. Her channel garnered a massive following, inspiring countless individuals to take control of their finances and pursue their dreams, proving that with grit and determination, anything is possible.

Annie Margarita Yang – https://www.annieyangfinancial.com

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Alternate Titles For The Algorithm:

From Checkout to CPA: A Journey of Career Reinvention
Dime to Dollar: The Accountant’s Tale
Balancing the Books: A Woman’s Leap from Low Wages to Accounting
Penny Pincher to Profit: A Story of Accounting Ambition
Breaking the Cycle: From Minimum Wage to Certified Accountant
Numbers Game: The Unlikely Path to Accounting Success
The Ledger Leap: One Woman’s Rise from Service to Numbers
Turning the Tables: A Story of Economic Empowerment Through Accounting
Counting Her Blessings: A Journey from Menial Labor to Accounting Mastery
Dollars and Sense: How I Transformed from Low-Paying Jobs to Accountancy
The Audit Trail: Following the Path to Professional Accounting
Minimum Wage to Maximum Knowledge: A Tale of Accounting Transformation
Beyond the Payslip: A Woman’s Voyage to Accounting Expertise
The Profit Pivot: A Journey from Service Industry to Financial Mastery
Dusting Off the Receipts: From Humble Beginnings to Accounting Brilliance
The Salary Story: How I Escaped Minimum Wage through Accounting
Numbers from the Ground Up: A Woman’s Odyssey to Accounting Excellence
Balance Sheet Breakthrough: Escaping Low-Paying Jobs through Accounting
Paying Her Dues: A Woman’s Climb from Low Wages to Accountancy Acumen

Show Notes

Hey, you all.
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Hey, you all.

My name is Elyse Robinson with the
Nobody Wants to Work, though podcast.

Today, I got you with
Annie Margarita Yang.

Let me just jump right into it.

Go ahead and introduce yourself, Annie.

Hey, Elyse.
Thanks for having me on today.

So a little bit about myself.

I didn’t go straight to college,
so I went straight into the work world

after high school and just worked
a whole string of minimum wage jobs.

And then after a few years of doing that,

I met this self-made millionaire
who asked me, What are you doing here?

You’re so smart, but you’re
working at a minimum wage job.

And she told me to go
to community college.

So I followed her advice.

And then after that, I got a

bachelor’s and an online bachelor’s
degree in communications.

But then coming out,
I was working at Domino’s Pizza.

So back into the old minimum wage stuff.

And I was just like, it’s not
what people were promising me.

They were telling me, oh,

if you just get your degree, everything
will work out and you’ll make more money.

And it wasn’t the case when I lived

in Lubic, Texas, where there was
very few opportunities.

So when I moved from Lubic, Texas
to Boston, I said, I have a new life here.

Nobody knows who I am.

I’m going to make my life
what I want it to be.

And because I lived on minimum wage for so
long, I could really budget my money well.

And I saved 25 % of our household
income on minimum wage.

So I said, If I can do this for myself,

why don’t I work in accounting
for a small business owner who needs help

with their cash flow,
who needs to make sure they’re not getting

ripped off by their vendors
and things like that.

And so I managed to get
an accounting job in seven days.

And then two months later, it turns
out that that guy was a bit toxic.

So I got another accounting job
in six days in my next search.

And then a year after that,
I decided, you know what?

I want to buy a house, but we could
save for the down payment, no problem.

If I just follow the budget,
we can save for that.

But then I realized to qualify
for a mortgage, you need a certain income.

And I was just like, wow,

I need to make 70,000 to qualify
for on a mortgage on a $300,000 property.

So I was making $45,000 at that time,
and I needed to get a new job because how

can I go to my employer
to ask for $25,000 more?

So I got a new job, and in that process,
I got that job in only five days.

But in those five days as well,
I also had recruiters calling me to tell

me I’m totally unqualified
to work in accounting.

So, yeah, basically, that’s my story.

I landed an accounting job with no
accounting degree in only five days.

You’re muted.
Oh, no.

I was trying to talk.

My back, I thought you
were trying to talk.

I’m like, I don’t hear her anymore.
Yeah, no.

As an accountant, I don’t
say you’re unqualified.

I mean, I’ve seen definitely accounting
jobs out there where they only request

financial managerial,
but they’re not pure accounting jobs.

There’s also that.

But accounting is funny is that you can

literally have a communications degree,
and you could go be an accountant.

You’re the first one to tell me
that because all the recruiters

in accounting were just like,
We need that qualification.

You’re not going to go
work for the Big Four.


For a small business or something,
they’re not really going to care.

Sometimes government sometimes.

But like I said, they’re
not pure accounting roles.

For example, there might be one in a state

working for the state,
and they want you to have two credits

in accounting, but it’s like a budget
analyst or something like that.

That’s what I mean.

But no, you’re not going to go work
for a KPMG without an accounting degree.


It’s funny that you talk about Boston
because I did three years in Boston.

I don’t know what year that was,
but when you moved there.

But I moved there in 2010.

Yeah, The economy was booming.

I mean, I had a job because
I worked for the government.

That was my first government job,
and I moved there for it.

Then I had a boo.

I had a boo, and he was looking
for a and he found one within two weeks.

So, yeah, I don’t know if
that’s still possible anymore.

I don’t even want to know what
a house costs in Boston right now.

Next question is, what did you
want to be when you grew up?

When I wanted to grow up,

for several years, I wanted
to be an actress, actually.

There was this
very famous Chinese actress in China.

And I grew up watching those TV shows,
and I wanted to be just like her.

But then my parents really
beat that dream out of me.

They’re just like, no,
you cannot be an actress.

If you want to be an actress,

to become successful,
you’re going to have sex with everybody.

You have to have sex with the director,
the producer, the cast.

It’s just like everyone’s
in bed together, basically.

And so, yeah, all

the way up until 12 years old,
my mom was telling me stuff like that.

I was like, what is sex?
I don’t even know what that is.

So for a very long time,

I didn’t know what I wanted to do
because they told me not to do acting.

But what I do today, I mean,
I’m still in the spotlight, right?

Like, right now, I’m in front of you with

the podcasting,
and then I’m also on YouTube.

I have YouTube videos, so I’m still out
there, basically, in front of the camera.

So it’s not acting, but it’s
more like just being myself.

That is hilarious.

Oh, man.

One of my favorite
movies is Joy, Love Club.

And there’s another movie that I
watched that was ridiculously good.

But yeah, I’m all into international
films and things like that.

I don’t know what they call it in China

because I actually spent time
in China for a little bit, too.

Because I know they have Bollywood
and Nollywood and stuff like that.

I’m getting all into those
movies all the time.

But But outside of that,
I was like, My mother.

At a certain point,
I wanted to be a dentist.

And she was like, Yeah,
you’re not going to be a woman dentist?

And I’m like, What?

That’s more prestigious than acting.

I was like, A woman dentist?

I mean, they have them.

I mean, it’s probably ridiculously hard,
but that’s what I wanted to do.

But then I realized my eye-hand
coordination is all not that great.

So I probably shouldn’t be
playing in people’s mouths.

But you talked about where your career
began and what your first career was.

You did talk about the catalyst
of what How did you change your career?

Why Boston?
Let me ask you that.

Why Boston, of all places?

Because, I mean, Lubic to Boston,
that’s a huge change.

Well, I’m actually originally
from New York City.

I had gone from New York City to Lubic,
Texas, to Boston.

But even when I was in New York City,
I remember when I was a kid,

we went on a school trip,
a three-day school trip to Boston.

And every year in middle school,
we went to a different city.

So I remember specifically when I went
to Faneu Hall and Quincy Market and all

that stuff, I was like,
Wow, Boston is so cool.

I want to live here.

But I never actually knew
that would come true.

That was just a seventh-grade wish.

And then I still also visited Boston
twice after that to visit friends.

And I was just like, I love it so much.

I want to live here.

And then when my husband and I,

we moved to Texas because he
was doing his master’s degree.

Then after the master’s,
he has to do a PhD.

And he was like, Okay,

I’m going to apply to 10 different
programs or something like that.

And so you can imagine
application fees are 100 each, right?

Ten of them.

I’d have to save a thousand just
for him to apply to PhD programs.

So I was pressuring him.

I said, Can you not apply to 10?

I mean, what if you only
apply to less than 10?

So we save money on the application fee,

but really the programs
you really want to do.

And then he reached out to

a professor at BU
before he even applied and spoke

to a professor and the professor
is like, you’re in.

Just apply, right?

And I’m going to push your application
through and make sure you get in.

So he just only applied
to Boston University.

So here I am.
I’m in Boston.


just will happen that the one program he
wanted to apply to was also the

same city I always wanted to live in,
but he didn’t know that.

He never knew that.

That’s hilarious because
I’m in Ohio now, and it’s funny that you

say that because
me and my sister have been discussing

for maybe two or three years,
even when I was living in Mexico,

these little ads would pop up about
moving to Ohio and stuff like that.

My grandparents are from Ohio,
but I told her, I’m going to move to Ohio.

And she was like, You ain’t
going to go in no damn Ohio.

What the hell is in Ohio?

And when I was searching for a house,
it just worked out that way because

Since I work remote,
I can live in multiple cities.

So I had a couple of cities on my list,
and Ohio just worked out that way.

I don’t know what the hell
is in store for me in Ohio.

So what city in Ohio are you?

I am in Cleveland.

I’m in Cleveland.

So I guess I’ll figure out what’s here.

But I guess at a certain point,

I could probably just rent it
out and move somewhere else, too.

Me and my sister, she was like,
You ain’t going to know damn Ohio.

And here I am.

And it, I guess, manifested
over two or three years.

But outside of that, Boston.

I got fond memories of Boston.

I have fun in Boston.

But I lived in Chelsea,
Malden, and Lowell.

I’m in Chelsea.


Because I used to cross the bridge to go
to work, and it would be so beautiful.

Let’s see.

All these things come at a cost.

I mean, you talked about moving
from Lubic to Boston and all that stuff.

All things come at a cost.

And did you have support from your family?

Did they think you were crazy moving

to Boston and trying to be an accountant
with a communications degree?

No, actually.

I think the way my parents kept responding

to everything I did, not just moving
and then not going straight to college.

They were just…

They had given up on me because I was
really rebellious in my teenage years.

In my teenage years, I dated a brown boy,
and that’s a big no-no.

Interracial is a big
no-no in my parents’ eyes.

So they convinced me for a whole year when

I was 14 to break up with this guy,
and I was just like, no, I love this guy.

it really caused a rip in our relationship

and the whole breakdown in
communication, basically.

And so their attitude
was basically all throughout my high

school years is, well, after she turns 18,
we’re not responsible for her.

And whatever decision she makes after

she’s 18, she’ll have to suffer
the consequences of her own decisions.

And so
even when they heard from my guidance

counselor that I wasn’t going to go
to college, they were just like, okay.

So the whole reaction I got
from my parents all throughout after I was

18 was basically
a lack of reaction, I have to say.

Maybe a few put-downs as well.

For example,

when I first started my YouTube channel
and my My first video that I posted when I

started the channel,
it actually went viral.

It blew up and it got a million views.

It’s like those one-hit wonders.

It’s not like I posted 100
and then one went viral.

It was like the first one just went viral.

And then so I immediately got
in the YouTube partner program

and I started getting ad revenue
from all my videos after that.

And I was getting about 200 a month,
which to me was nice.

Ad revenue, that’s money that I
don’t have to keep producing.

It just comes into my bank account.

It’s more passive.

And considering that when I first started

doing that, I had been
working minimum wage jobs.

So that’s maybe three whole days

of working minimum wage that I
didn’t have to do anymore.

That was nice.
I liked it a lot.

And when my mom asked me how much I was

making from just the YouTube ad revenue,
I said, Oh, 200 or 250 a month.

She goes like, Oh, that’s play money.

That’s child’s play.

I was like, What?

And I was actually very offended.

I’m very, very offended by what she said.

I was like, How dare she tell me that?

But now, actually, today, I make 80,000
on the side on top of my full-time job.

So it went from 250 to a month
to being an 80K just on the side alone.

So this is nice.

Yeah, that’s a story.

And I could just hear my mother

My parents probably quit caring around
’16 because I’m smart, obviously.

I didn’t live in other countries
and learn languages and all that stuff.

I’m not stupid.

It’s just I’m lazy and
shit is boring sometimes.

I don’t want to sit up in class with these

other dumb people in class
and we just going super slow.

So one thing I learned about myself when I
lived in Guatemala and learning learning

Spanish because I had a private teacher,
is that I need to go at my own pace.

My parents gave up on me at 16,

and they were like, Well,
you’re getting Bs and Cs and some As here

and there, but Once you hit 18,
you better figure it out.

You’re either going to be an entrepreneur,
you have to work, or you go to college.

I did all three while at the house.

I had a web development business.

I went to college part-time, I think.

Then I had a full-time job,
too, at a certain point.

But they were like, Yeah,
otherwise you’re going to be out working

at McDonald’s, which I mean, honestly,
ain’t nothing really wrong with it at 18.

But yeah, I could definitely hear

my mother like, Yeah, I
mean, hey, you keep out here effing up.

That’s where you’re going to be at.

But You ended up just fine.

Look, I mean- How many people can say,

I bought a rental property,
a multifamily apartment?

How many people can say that?

Yeah, I mean, it’s been a journey,
and I don’t have any regrets at all.

A lot of twists and turns,

but I mean, that’s what makes life
fun and interesting.

And I mean, hey, I could tell you some

stuff about life, that’s for sure,
and I ain’t even made it to 40 yet.

So, yeah, it feels really good.

And throwing it back at you,
how many people can say that I make 80K?

I mean, posting a video.

No, it’s all my streams of income.

I have multiple streams.

It started with just that.

Yeah, because we need
to dive deeper into that.

Let me ask you this,
what was your first video about?

It was about how to save
money on low income.

So it was basically literally all those
years when I was living on minimum wage,

I was like, do you want to save $5,
000 while you’re earning minimum wage?

Do you want to learn how to save $5,

000 while living in New York City
making only $10 an hour?

I’ll tell you how.

And basically, I just went over

everything I did when I was living
like that back then.

I’m going to watch the video now,
because I might need some tips and But I

guess more so of delayed gratification,
because a lot of people don’t have delayed

gratification, and that’s
a huge part of the problem.

So there is that.

Because I get on my sister’s
ass all the time.

I’m like, You don’t need that.

She’s like, Shut up.

And of course, she gets on my ass.

But let me see.

I guess what made you want
to start a YouTube channel?

And then what was the process in your mind

of, Hey, this is the first
video that I’m going to post?

I had actually wanted to start it for four

years because I had a public
speaking background.

I went to Toastmasters, right?

So I learned how to do public speaking

through Toastmasters,
and I knew I love to talk about money.

If anyone had a conversation with me,
I could talk about money all day long.

But I never had the courage to actually

start the YouTube channel because I was
telling myself, I’m not pretty enough.

I don’t have the right equipment.

I don’t know how to do editing.

I had all these different reasons
and excuses to not start for four years

until finally, one day, my husband
stumbled upon this hot YouTuber.

She was this beauty guru on YouTube.

And she made a video about
her student loan debt.

She owed $100,000 in student loan debt.

And she He was talking about
how she’s so stupid with money.

She doesn’t understand
her student loan debt.

She doesn’t understand anything.

And how she had to go to a financial

advisor and he recommended that she
consolidate her student loan debt.

She’s like, So I guess that’s the way
to pay off my student loan debt.

And then I was like, You dumb dumb.

That’s not how you pay off
your student loan debt.

It’s not about consolidating
the debt that will pay off your debt.

It’s about living below your means.

Whatever you make,
live on as little as possible and then

throw as much money as you can
at those loans to pay it off.

There’s just no other way.

You consolidate, but if you don’t

make payments after you consolidate,
it won’t pay itself off, right?

But you read the comments and they
were just talking about how hot she is.

Wow, you’re so hot.

And now you’re also giving
us financial advice as well.

I look up to you so much.

You’re my role model.

And I was pissed, right?

And then she kept I was making videos

about this because it
was gaining traction.

And so I watched her later videos as well.

And then I found out she was making
between $10,000 to $12,000 a month.

That was her income.

And I was like, Girl, she makes $10,

000 to $12,000 a month, and she doesn’t
know how to pay off her student loan debt.

I can live on $1,500 a month.

And if I were her,
I would live on $1,500 a month.

And I would just throw 8,
000 a month toward those student loan

debt, and I would just be debt free
in maybe a year or a year and a half.

And so because I was so angry

with her content, I decided to just
put my iPhone up, sit in my bedroom,

and I said, Do you want to know
how to save money on low income?

This is how it’s done.


I mean, like I told you before the video,

the catalyst for me was going through all
these crazy interviews and stuff and

the media gaslighting you saying,
Nobody wants to work.

So I’m like, I don’t call it
Nobody wants to work, though.

And then that spiraled into the career
switching stories and stuff.

And I’ve definitely had some
interesting guests on here.

So I love it.

Let’s see.

I guess, what are some of the causes
and negatives of your new career?

I think some of the positives is that

I get opportunity without even
proactively seeking it.

And then when I do want something because

people can look me up online
and they can see I have a following.

They can see, well, I had a website
until I got suspended yesterday.

I got suspended for suspicious activity.

I’ve been getting censored a lot.

This is my fourth time actually
getting censored for some reason.

So I get opportunity.

I know when everything falls apart,
when we’re going to have this big economic

collapse and we’re going to have more bank
runs, and my boss might even go bankrupt.

I might lose some streams of income

because some clients might suddenly
find themselves with no money.


I know I will still be fine because
my ability to look for new work and land

a new job or a new client,
it will be there.

So it’s not…

I believe the way money is made is like,
it’s not about how secure your job is.

It’s about your ability

to get new forms of income quickly
when you lose your current form of income.

Some people can take six months.

I could take just a week and I’ll be okay.

So there is that positive.

But the negative,
I think, is I work really hard.

And I wrote the book,
The Five-Day Job Search,

for people who who want to learn
how to also land a job very quickly.

And some scathing reviews came back
about how, oh,

the reason she has everything she wants in
her life is because she’s just so lucky.

God has just blessed her
and given her so much opportunity.

She’s just so lucky
and so narcissistic as well because she

can’t stop talking about all
the great things she’s done.

So we have some very insecure
and jealous haters in this world.

So I guess that’s the negative.

Gosh, I got so much to say on that.

One of my friends used to tell me,

Don’t hold back on your accomplishments.

Being a black woman,

it’s like a lot of times people don’t
want to hear the things that I’ve done.

The jealousy comes out.

I can’t sit up here and tell Oh, yeah.

I lived in six years in Mexico,

and I know Spanish, and I became
a Mexican, or I like to call it a Mexican.

But yeah, the calls come out.

I want to say, though, before you got
the next question, I love what you do.

I think what you’re doing is great because
we have so much of these

Black Lives Matter stuff going on and
the victimization mindset where, Oh, well,

my grandmother was a slave, therefore
I don’t have opportunity, that thing.

Or like, Oh, because my grandmother
was a slave, but I have freedom.

But still because we haven’t been able to

move up in terms of wealth and social and
everything, we need reparations.

And I’m just like, Where are the people
in the black community who are standing up

as role models for what
other people can be?

And you are it.
You’re it.

And that’s another reason
why I’m an introvert.

People think I’m I’m an extrovert,

and I’m like,
I don’t like to be in a spotlight

sometimes, and other
times I don’t really care.

Sometimes I don’t like talking about

myself because I’m a whole introvert,
and it ain’t none of your business.

There’s also that.

But yeah, that’s another reason.

Sometimes I don’t mind hiding
because people need to know this.

Ain’t nobody ever gave me Nothing.

When I decided to move to Mexico,

I saved my money from work
and then left and booked a ticket.

Nobody helped me get there.

When you said people handing you stuff,
ain’t nobody ever handed me nothing.

I had to go out and get it.

I fully understand that all the way.

I’m not bragging.

It’s just my life story,
and that’s what I did.

I’m an open book.

I don’t mind talking
about how I got there.

If anybody want to sit down with me

and say, Hey, how did you get
to Mexico and do all this stuff?

I’ll sit down with you and write a plan.

Free, free, free all day long.

But you got to put in the work.

One thing I find is that people don’t want

to put in the work, and that’s a
huge part of the problem.

There is also that.

But yeah, The whole jealousy thing.

That’s another reason why I don’t want
to come out in the spotlight because

people get jealous and they’ll
try to take it from me.

So there’s that.

Let me see.

Next question.

What are some traits that you believe
people need in what you got going on?

Oh, my gosh.
I think the biggest trait is persistence.

That is really it.

I think it’s the failure
of people to show up.

That’s why this is a Nobody Wants
to Work, though podcast.

People, literally, they don’t show up for
the things that they want in their life.

The only difference between me and someone
else is like, Hey, I want this.

I want to be on shows.
I will show up.

That’s it.
I will show up for the interview.

Some people, they don’t even
show up for the interview.

It’s just crazy.

So So when I tell people on my YouTube

channel, You want to land
a job offer in five days?

Let me tell you how it’s done.

You apply to 50 jobs a day,
not three jobs a day, 50 jobs a day.

Because if you apply to three a day,

then you’ll have applied to maybe
300 over six months.

That’s why it takes you
six months to get a job.

But if you apply to 50 a day,
you’ll have applied to 300 in a week.

So you do the same amount of work
that someone else is going to do over six

months, but you’re just
shortening that to a week.

And then you’re going to get
a a job offer after just a week.

And some people are like, you’re crazy.

That’s too much.

But I had this immigrant.

An immigrant from El Salvador
moved here to the United States.

He lives in California seven years ago.

And apparently, he is a subscriber,
but he never left comments, right?

On January 12th, he left his job,
and then he started freaking out.

He was just like, oh, my gosh,
how am I going to pay the bills?

He applied to three jobs,

and then he said, Well, the job
posting says, For hire immediately.

I can work immediately.

Why aren’t they calling me back?

And he got upset,
and he felt like a loser.

And he was just like,
why aren’t they calling me back?

And then he goes on YouTube

to look for videos on job search, couldn’t
find anything helpful or relevant.

Of course, my videos weren’t showing
up because I’m getting censored.

And then because And because of that,

he goes to fast food restaurants nearby
in his desperation to try to work in fast

food, comes back with nothing and also
feels totally terrible and desperate.

And then he goes to his Subscriptions tab

on YouTube and he saw that I’ve actually
been posting, but he didn’t realize.

And so he started watching one of those

videos and he realized, oh, my gosh,
she’s been posting every day about jobs.

So he went back and watched everything.

And then he said, and then I saw that
video about applying to 50 jobs a day.

He said, I’m going to follow her advice.

I’m going to apply to 500 jobs.

He applied to 500 jobs.

He said to me, Anything and everything,
I hit the easy apply button.

I spent all day for five days applying
to jobs, and I got a job in two weeks.

He got a job offer in two weeks.

And he said, It was thanks to you.

So people like him.

It turns out also because immigrant,
spoke very poor English.

When he was texting me,

it actually was a little difficult
for me to understand his English.

And his highest education was a GED.

So that’s somebody who has
not the right qualifications,

the right education, doesn’t speak English
as a native language here in our country,

but because of his persistence,
he is successful in what he wants.

So I think that is really
what makes a difference in someone’s

career, your persistence
and not giving up.

Because I remember trying to help
a mentor of mine get a bookkeeper.

So I can do bookkeeping,
but she didn’t want me to do it.

She wanted someone local in Florida
to help her because she’s in her late

’70s, so she struggles with technology,
so she needs someone in person.

And she asked me to find someone.

So I called all 50 bookkeeping
companies in Fort Lauderdale.

I e-mailed all of them, all 50 of them.

And And then
only five out of 50 emailed me back.

So basically, 45 didn’t even have

the courtesy to say,
We don’t want this client.

And then out of the five, two of them
had the courtesy to say, We’re full.

We can’t take on any more clients.
We’re busy.

It’s also tax season.

So only three left.

Only three got on a phone call with me
to talk for the consultation.

So that’s a lack of
people’s ability to show up.

It’s not just their inability to show up

for construction jobs,
the jobs nobody wants.

This is literally accounting.

So it’s in all fields.

It’s not just those low level jobs,
the inability to show up.

I believe it.

I believe it because, yeah, I got stories.

But circling back to the immigrant stuff.

I’m an immigrant.

I’m an immigrant to Mexico.

But I remember days where I
did have to talk to 50 people.

I had to talk to 50 people to

connect the dots because one person would
tell me one thing,

another person would tell me another,
and then I would have to gather

the information and then put it
together and, Oh, here’s the answer.

you can say you’re fluent all day long,

but there’s just certain types of language
that you’re never going to get.

I didn’t know business
or medicine and Spanish.

I can have a whole conversation with you,
but when it comes to- Technical.

Yeah, technical Which I didn’t study that.

I didn’t practice that.

Where would I get the practice for that?

Doing lots of research and talking to 50

different people, that’s how
I would get the information.

That takes time.

People, like you said,
don’t want to take the time.

It’s sad and it’s crazy.

When people like me and you come about,
that’s when the craziness starts.

They’re like, Why you?

It’s like, Because I put in the work.

I put in the dedication,
the perseverance, like you said.

One of my favorite phrases
is closed Don’t get fed.

You got to open your damn mouth.

You might get a lot of nos.

You might get a couple of yeses,

but that’s the process,
and you can’t let it beat you down.

That’s the other thing I find.

When I was on my job search

in tech, and I eventually gave up and went
back to the accounting,

one of my friends was like,
I don’t know how you keep doing it.

They keep telling you no.

I’m telling her these crazy
recruiters and giving me hell.

She’s like, I don’t know how you do it.

I was like, I got to do it.
I got to eat.

I mean, what else is for her to do?

I don’t know.

I think a big part of it,
too, is education.

People don’t know what the process is.

But we’re in the time of all this

information, and I get
on my nephew’s ass all the time.

I’m like, You can come ask me,
but you got a computer right there.

Look it up.

I didn’t have that when I was a kid.

I didn’t have that.

I grew up with the internet,

but we didn’t have all this
information that we have now.

We have YouTube and stuff like that.

We have instant information.

To me, there is no reason not to know

a lot of things, but they sure know
when that new Beyoncé song comes out.

Let’s see.

What tips and tricks would you give
someone that wanted to be in this career?

I would say you have to be really
attentive to detail.

Like your ability to pay attention

to small little details
in the numbers really matters because it’s

so easy to just put the decimal
in the wrong place and things like that.

But also funny things
because I don’t like getting ripped off.

So I do this for everyone I to look for.

My tips are to just double check
everything, make sure bills are not paid

twice, especially don’t
pay the same bill twice.

I see this happening so often.

I don’t know how people mess this up.

So set up a system

Where you can automate everything
in the accounting department,

but then also set it up such that,
for example, when you pay bills,

it has to be based on reference numbers
instead, because I see other people when

they enter bills,
I’ve looked at other people’s work.

I see they enter bills in the system as
instead of the reference number,

they’ll type in first payment,
first 50 % deposit or final payment.

I’m just like,
this is the reason why you can pay the

same thing twice because you don’t even
know if you’re paying the same bill twice

or not, whether you’ve
already entered before.

So I started making everyone,
if they do my job for me,

they have to enter reference numbers
because there’s no mistaking.

You typed in invoice number 1010.

If you’ve entered it in the past, well,

clearly you’ve entered it
again by accident, right?

So you don’t pay the same one twice.

But I see this mistake happen so
many times over and over again.

For example, the HOA for the condo

building that I live in,
we just fired the property management

company, but I was auditing all of their
books to find out where they were

embezzling money from, where they
overpaid things and everything like that.

And I saw that they paid
the Intercom bill twice, $720.

They paid it twice.

They paid the snow removal bill twice.

So they paid an extra $1,800 there.

I was finding things like that, right?

So be careful when you’re doing this job,
don’t pay the same bill twice.

That’s my advice.

That’s crazy because I’m an accountant,

too, and I have to input
the transactions and things like that.

Sometimes it gets double booked.

Of course, I work for the government,

so the system is older than me,
so it becomes a whole mess.

They’re trying to modernize it, but yeah.

There’s not a lot of checks and balances
when it comes to inputting stuff,

which is where
I guess I come in because I have a tech

background, so I’m trying
to automate a lot of stuff.

But yeah, Yeah.

That’s why I never wanted
to be an accountant.

Audit was cool.

Audit was fun, but accounting, I’m like…

Well, in audit, you just point
out where things went wrong.

You have a lot more
attention to I know that.

It’s different to point out a problem than
it is to be the one to solve the problem.


I’m like, But it’s cool.

I guess I gave up audit because
I didn’t care to travel anymore.

I like sitting at the house now.

That’s fun.

I suck it up and I tried
to pay a lot more attention.

Let’s see, what do you wish you knew
about career before you got into it?

I wish I knew I could have done it
before I did it at the time that I did.

I didn’t have to wait
until I was so upset that…

Well, what really happened was when I was

leaving Texas and I had to train my

she lied to my ex-boss and said, Oh,
yeah, I know how to use Quickbooks.

And then I was making
13 an hour at that time.

And so my boss, because that woman was
more confident, paid her 17 an hour.

And I was very upset when I had
to train her and teach her things.

And then I realized, wait a minute,
she’s never used Quickbooks at all.

But she’s saying that she used it before,
but she I don’t know how to use,

how to do certain things in Quickbooks
that were really, really basic.

So when I moved to Boston,
it’s because of that woman

that finally triggered me to go like,
why am I not more confident?

She goes after the things she wants,
even though she’s not competent at it.

But I am competent,

but I’m not going after
the things that I want.

So I just wish I knew earlier.

That’s the only thing I would have done
different to have applied to the things I

wanted to do,
even when I didn’t feel so confident.

I just wish I had done that earlier.

I would have saved so much heartache.

That’s funny.

I mean, at least she could have watched

a little YouTube video on it
right quick or something.

Intuit has all types of replacements.

I didn’t want to offend
because I’m the person…

Maybe I could be really direct
with people, but I also don’t want…

I don’t like offending people.

I like to be very kind
and polite when I can.

So what I did was when

I trained her for three days,
it was after the third day, I realized.

So I said, I recommend you pay $10 for
this Udemy Quickbooks online course.

It’s only $10.

And then I even told her,
I learned Quickbooks by going

to the library to get Quickbooks
for dummies and bookkeeping for dummies.

So you can go I’m going to go to the same

library I went to and borrow those two
books, and you will learn the software.

And her response was, I don’t need that.

I know what I’m doing.

So she wasn’t open to learning.

She wasn’t open to it.

She said, Oh, I know what I’m doing.

And then a year later, actually, she

messaged me on Facebook,
and she was like, I just wanted to talk

to you about my boss,
so my ex-boss, her boss, right?

And she was complaining about
her being a micromanager.

And did I have experience
of my ex-boss being a micromanager?

I was like, She never micromanaged me.

I was like, she was actually
my favorite boss out of all time.

She was so nice and everything.

She was very lenient with me
and It gave me a lot of autonomy.

And she was like, well, she micromanages
me and is so toxic, blah, blah, blah.

And then I’m thinking,
I think my boss finally caught

on to the fact that she’s not competent
and didn’t know how to do the job.

So she started feeling like she had

to micromanage to make sure
the work was done right.

I think that’s what ended up happening.

I don’t really know,
but that’s my best guess.

Yeah, see, that’s crazy.

That circles back around what we were

talking about earlier with the
perseverance and things like that.

It’s like we She gave you the opportunity.
It’s been a year.

You still didn’t try to learn anything?

That’s crazy to me.

And then she told you to F off when

you try to give her some help
and books and things like that.

That’s crazy.

That’s a perfect example right there.

Nobody wants to work, though, right?

Nobody wants to work, though.

Let me see.

And what would you tell someone
that wants to be an accountant?

I guess you did talk about your path.

Did you ever buckle down and get

an accounting certificate at the community
college or take the 24 credits?

No, you never did?

It’s just whenever I had a problem,
I just went to Google.

I just went to Google.

And you know what’s even
better is now we have ChatGPT.


Now you have a really
specific accounting question.

You can just ask ChatGPT for the answer.

I mean, it’s just mind boggling.

You can literally learn
everything these days.

I think college had its place
maybe 20 years ago, right?

It had its place, I agree,
but society has changed,

and I just feel like the institutions
have not caught up yet.

I can agree with that.

Yeah, because one of my little side gigs

that I’ve done is curriculum development,
and it wasn’t for a college.

It was for…

What’s the freaking name of the company?

I can’t think of it off
the top of my head right now.

But anyways, it’s a large Code Academy.
That’s what it was.

Oh, wow.
Code Academy.

Yeah, curriculum development for that.

Then I guess coming up,
I have a contract with a college,

and they want me to sit down and take
an exam for accounting

for their curriculum development
to see how that goes.

But yeah, the people that are
in the thick of it, they don’t want.

It’s like, you have to have a master’s
degree to do all this stuff.

I’m like, I shouldn’t have a master’s
degree when I’m working as an accountant

or auditor and I have all
this- You’re the government.

I have all this crazy experience.

What the hell do I need a master’s degree

for when I can help you
with your curriculum.

So that’s a major hindrance right there.

I’m actually shocked.

That’s so funny.

What’s so funny is if you
are applying for…

Let’s say you’re the one
who wrote the curriculum.

You wrote the curriculum and you’re

the one that came up
with a whole thing, right?

And then you’re applying for a job
and then they’re asking for something

like, Oh, did you have
a certificate in this curriculum?

You’re like, Girl,
I wrote that curriculum.

It’s just so funny.

I saw this on Reddit where there was this
company that was hiring and the person

doing the interview,
asking the interview questions,

were asking straight from the support
documentation for a different software.

And it just so happened that the person
who wrote the support documentation

for that software
was the one being interviewed.

So when they asked the questions,

the person gave the answers word for word,
and they were just like,

you’re not qualified because you
clearly cheated.

There’s no way you know
the answers word for word.

And that guy goes, I literally am
the one who wrote the documentation.

And they were telling them
that he’s not qualified for the job.


And I get that at a certain point,

there should be barriers
to You know what I’m saying?

Okay, well, this is what
the qualifications are.

But like I said,
if I’m working in it and I’ve been doing

it for a number of years,
there’s no reason why I need a…

Because I don’t have my CPA.

I don’t know if I ever get it because
I don’t need it for my career.

I can literally retire
without ever having my CPA.

I should need a master’s and all the other
stuff in order to do it if I’ve been doing

it for, I’ll just say five years or
something like that,

because at that point,
you should be journeyman level, right?

So I don’t know.

They’re missing out on so much with these
barriers to entry, and it’s crazy.

So, yeah, I’ll have to agree.

Well, they’re missing out.


It’s time for you to start your own
education company.

Look, I definitely thought about it.

And call out the Elyse Robinson

I definitely thought about it, especially
Last year, when I was in the thick of it.

Because one thing that I do
is I do a monthly seminar.

Right now, I do live resume
reviews and live LinkedIn reviews.

I said those will always be free

because my resume and my LinkedIn
gets a lot of hits, or it did before.

I guess I did before
I deleted my LinkedIn.

I had to start all over because I
had to clean off all the tech stuff.

I didn’t even want it on there anymore.

But But yeah, no, I do do teaching, and I
thought about starting a whole school.

And I mean, there’s a hell
of barriers, entries of that.

I learned, technically,
you’re not even supposed to be doing like,

seminars and stuff without
a freaking school license.

It’s really crazy out here.

You’re not getting paid money

for that stuff without, without,
you know, registering with the state.

Like, it’s crazy.

But really?



There was this person that got in trouble
because they started a boot camp, right?

And they were getting
money for the boot camp.

And this circles back around to showing up

and actually handling your business
because they didn’t do that, right?

And they got in trouble with the state
for starting an unlicensed boot camp.

And yeah, it was a whole A mess.

I think that was in 2020.

You need to license your boot camp?


It’s supposed to be licensed with whatever
state that you’re working out of.

Technically, if you’re getting, let’s say,

for example, your boot
camp is in Texas, right?

A coding boot camp.

And you have students
that come from California.

You have to be licensed
in Texas and California.

So It runs a lot deep.

I read about that.
This doesn’t sound right.

This sounds like a conspiracy
to make sure people stay poor.

I’m sorry.

This sounds like a state-run mafia
to make sure you can’t just earn money

doing the things you want
to do and provide value.

It sounds like highly regulated and

to make sure to keep certain
people out and certain people in.

That’s exactly what it is.

The last person I had on on the podcast

that’s coming out this coming week,
I mentioned that, too, because it’s like,

not to say there’s regulations in these
other countries, but nobody really cares.

They have the little food carts and people

hustling on the streets and stuff, and you
can’t necessarily do that in the States.

You would get fined.

So, yeah, it was a big
mess all over Twitter.

I I don’t know if it was last year
or the year before last, so 2022.

But yeah, they got her for having

an unlicensed boot camp because you’re
supposed to register with their state.

And if you have students that are not

in that state, you have
to register with each state.

It’s a whole mess.

And the fee ain’t cheap.

The fee is not cheap.

Well, this makes it such that only a big,
large company with lots of investment

capital behind their hands is the only
one to succeed in that market.

Because I believe for Texas,
the licensing fee, when I looked at it,

was $1,000,
which is cheap enough, but you know.

But you can’t grow quickly Exactly.

Unless you have investors
throwing 50,000 at you.

I mean, you’re just someone who’s like,
I want to make some money.

I don’t want to do it
with investment capital.

I just want to start with my own money,

And grow it so that I have full control

over my business,
not the bank and not some investor.

You start with only a thousand and you

grow it, but then
you have to grow it so slow because then,

okay, now I can open up to the next day,
pay a thousand.

Okay, now then I can open up
to the next day.

It’s so slow, really slow growth.

And tech is such a fast-paced industry.

I guess it comes down to all
these YouTube videos and stuff.

If you’re teaching something Well,

then I mean, can you potentially
get in trouble for it?

Because they get ad revenue,
they can get affiliate revenue as well.

Just not direct revenue.

It’s really crazy out here.

But yes, it was a whole
mess with this woman.

They were like, Yeah,
she’s operating an unlicensed school.

I believe somebody had turned her
in because like I said, she

wasn’t doing what she was supposed to do
with following up and things like that,

going back to the accounting
firms and things like that.

But yeah, I got deep into it because I was

like, So what are the rules
and regulations on it?

And it sounded like to an extent,

you’re not even supposed to be
having seminars for money.

You need a license to do it.

But yeah, anything else
you want to say and give?

No, I think that was it.

That was already a lot.
It was.

It really was.
I enjoyed the conversation.

Let people know where we can find you.

The best way to find me
is annayangfinancial.

That’s A-N-N-I-E-Y-A-N-G-FINANcial.

My site got suspended yesterday

for suspicious activity, but
I hope to get something figured out

by tomorrow so that the site is up by the
time this podcast recording is released.


Thank you again, Annie,
for coming on the show.

You all, my name is Elyse Robinson with
the Nobody Wants to Work, though podcast.

And until next time.